Youth Financial Inclusion in the Arab World / Inclusion Financière des Jeunes dans le Monde Arabe

Silatech & CGAP
Resource Type: 



Youth Financial Inclusion in the Arab World 

Inclusion Financière des Jeunes dans le Monde Arabe

Technical Workshop

March 12-13, 2013

Sofitel, Rabat, Morocco



English I Français




Keynote Address:

Loic Chiquier, Director, Finance and Private Sector Department, Middle East & North Africa, World Bank


Session 1 - State of Practice:  Youth and Financial Services in MENA

Session Description: The session will present the state of youth financial inclusion and the role of financial services within the broader development agenda of economic empowerment. Panelists will share data on both demand and supply of financial services in the MENA region. They will also discuss possible reasons for the low rates of financial inclusion/take up in the region.


Tim Nourse, Making Cents International:  The State of Youth Financial Inclusion, A Global Perspective

Atisha Kumar, World Bank:  Global Findex - Global Financial Inclusion Index

Nader Kabbani, Silatech:  Preliminary Findings from the MENA Microfinance Institutions Survey


Session 2 - Experience of Youth Financial Services Programming in MENA

Session Description: The session will present examples of youth financial services programming from financial services practitioners operating in the region. The session will explore the rationale for financial institutions to take on a youth specific focus; how they have achieved this and the challenges and opportunities that they have encountered in the process. The session will also touch on the constraints they face and their opinions on what would create a more conducive enabling environment for youth financial inclusion.


Mohammed Al Lai, Al Amal Bank:  Al Amal Bank Youth Services

Motaz Al Tabaa, Alexandria Business Association:  Alexandria Business Association - Small & Micro Enterprise Project

Essma Ben Hamida, Enda Inter-Arabe:  Financing Youth Start-ups: Achievements & Challenges

Redouane Najmeddine, Al Barid Bank:  Inclusion financière des jeunes dans le Monde Arabe


Session 3 - Innovation and Youth Financial Inclusion

Session Description: Recognizing the scale of the youth financial inclusion challenge in the MENA region and the limitations of pure bricks and mortar service delivery models, this session will look at the confluence between innovation, financial access and youth through a number of solutions which hold the promise of significant impact by making use of leapfrog innovations and technology.


Kathy Guis, Kiva:  Kiva Arab Youth - Progress in promoting financial services for youth in the MENA region

Mourad Zamiti, Tunisiana:  Mobile Financial Services

Mohamed Touhami El Ouazzani, Visa Inc:  La stratégie d’Inclusion Financière et les solutions novatrices de paiement VISA

Hassan Awad, Kaah Express:  Kaah Islamic Microfinance Services, Somalia


Session 4 - Donor Support on Youth and Financial Services

Session Description: This session will present donor strategies related to support for youth and financial services. Donor representatives will discuss their priorities, the rationale for these priorities, and evidence and results from programs to date. Donors will also highlight where they see weaknesses and where they believe additional attention is warranted.


Alina Romanowski, USAID:  USAID Youth in Development Policy

Laura Munoz, UNCDF:  Donor Support on Youth and Financial Services

Nadine Chehade, CGAP:  Findings on Youth & Financial Inclusion


Please see attached for the panelists' bios, a complete participant list, and a conference overview.

Financial Inclusion
Middle East & North Africa
Financial Capability
Financial Literacy/Education