LATEST FROM THE LIBRARY

What's the DDT Toolkit: Learn more about it!

Demand-Driven Training for youth employment programs build job-relevant skills valued by employers and useful for self-employment by offering both pre-employment skills development and some form of on-the- job training.

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271 - 280 of 284 results

Overview of Child Development Accounts in Developing Countries

School of Advanced International Studies Johns Hopkins University, Center for Social Development, New America Foundation

This paper offers a review of Child Development Accounts in developing countries, including the types of institutions offering CDAs, and design features and delivery mechanisms common among such accounts. The paper concludes with implications of this analysis for policymakers and researchers.

Resource Type: 
Paper

Asset building in Puerto Rico: A study of Children’s Development Accounts in Caguas

Center for the New Economy, Center for Social Development

In this paper, the author examines the establishment and operations of a CDA program in Caguas, Puerto Rico, testing whether asset-building policies can provide a new approach to social welfare in Latin American countries and Hispanic communities in the United States.

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Paper

Institutionalizing Youth Financial Services to Achieve Scale

SEEP Network, FINCA Uganda, Hatton National Bank

In this technical note, FINCA Uganda and Hatton National Bank Sri Lanka (HNB) explore key components and issues around the institutionalization of youth financial services, based on their individual experiences. Topics that are explored include key considerations, steps, and challenges of institutionalization. While some universal aspects of institutionalization are covered, this document primarily examines differences in institutionalizing youth financial products as opposed to financial products targeted to non-youth.

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Paper

Two Accounts for why Adolescent Savings is Predictive of Young Adult Savings: An Economic Socialization Perspective and an Institutional Perspective

Center for Social Development, Washington University in St. Louis

Economic socialization and the institutional theory of saving offer different accounts for why adolescents' savings predicts savings in young adulthood. Economic socialization theory emphasizes the role that the family plays in whether or not youth develop a future time orientation and a habit of saving. Conversely, an institutional theory is built on the premise that acquisition of financial knowledge and resources are strongly influenced by structural failures related to social class and race. Using longitudinal data (N = 694) from the Panel Study of Income Dynamics (PSID) and its supplements, this paper asks whether having savings as an adolescent (ages 13 to 17) predicts having savings as a young adult (ages 18 to 22). Policy implications are discussed using both approaches and conclusions are drawn about how the approaches can be combined to create a saving intervention for adolescents.

Resource Type: 
Article

FIELD Brief 16: Facilitating Client Protection, Financial Literacy, and Consumer Awareness in the West Bank & Gaza

FHI 360, Making Cents International, and CHF International

This brief presents ESAF’s activities and results according to three thematic areas:

  1. Formative Research
  2. Client Protection
  3. Consumer Awareness and Financial Literacy
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Paper

Effective Marketing for Scaling Up Financial Services to Youth: Innovations in Youth Financial Services

The SEEP Network, Enlace, XacBank, XacBank

This toolkit was developed by Enlace and XacBank as part of The SEEP Network’s Innovations in Youth Financial Services Practitioner Learning Program (PLP), in partnership with The MasterCard Foundation. The purpose of this toolkit is to explore key differences in marketing financial services to youth as compared to adults and to provide tools for practitioners looking to scale up their services through marketing. The objective of this toolkit is to help organizations think through how to effectively market to youth in three critical stages—design, implementation, and evaluation—to reach more young clients in different market segments with innovative financial products and services.

Resource Type: 
Toolkit

Savings accounts for young people in developing countries: Trends in practice

Save the Children, New America Foundation

Recently, savings initiatives for young people have been garnering increasing attention within the development community for their perceived potential to promote both youth development and financial inclusion. This paper surveys current practice to better understand the diverse range of youth savings initiatives under way in developing countries, and the actors promoting them in a range of forms for various objectives. It also gathers the little evidence available on the extent to which such savings initiatives are fulfilling their perceived dual development potential.

Resource Type: 
Article

Emerging Perspectives on Youth Savings

Consultative Group to Assist the Poor (CGAP)

This paper examines the role of finance in the lives of low-income youth with a focus on the opportunities and challenges of offering them savings services. The opportunities and challenges presented, from the perspectives of policy makers and financial service providers, are not necessarily all proven, but rather potential or possible. This is because both the state of practice and the body of evidence on youth savings is still emerging. Throughout, we share examples of the progress of experimental work that is ongoing. Youth are primarily adolescents who are 10–19 years old, though some examples use different definitions.

Resource Type: 
Paper

Design For Change: Jeroo Billimoria. Audio Lectures from Social Innovation Conversations

Center for Social Innovation, Stanford Graduate School of Business

In this audio interview with the Stanford Center for Social Innovation, Jeroo Billimoria talks about how her organization, Aflatoun, fosters childrens’ social and financial awareness. She discusses how the organization works with partners, ensures the quality of its curricula around the world, and works to move such curricula into mainstream schools. Billimoria also shares challenges, course corrections, and the organization’s vision for the next five years.

Resource Type: 
Video/Audio

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271 - 280 of 284 results