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What's the DDT Toolkit: Learn more about it!

Demand-Driven Training for youth employment programs build job-relevant skills valued by employers and useful for self-employment by offering both pre-employment skills development and some form of on-the- job training.

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271 - 280 of 280 results

Two Accounts for why Adolescent Savings is Predictive of Young Adult Savings: An Economic Socialization Perspective and an Institutional Perspective

Center for Social Development, Washington University in St. Louis

Economic socialization and the institutional theory of saving offer different accounts for why adolescents' savings predicts savings in young adulthood. Economic socialization theory emphasizes the role that the family plays in whether or not youth develop a future time orientation and a habit of saving. Conversely, an institutional theory is built on the premise that acquisition of financial knowledge and resources are strongly influenced by structural failures related to social class and race. Using longitudinal data (N = 694) from the Panel Study of Income Dynamics (PSID) and its supplements, this paper asks whether having savings as an adolescent (ages 13 to 17) predicts having savings as a young adult (ages 18 to 22). Policy implications are discussed using both approaches and conclusions are drawn about how the approaches can be combined to create a saving intervention for adolescents.

Resource Type: 
Article

FIELD Brief 16: Facilitating Client Protection, Financial Literacy, and Consumer Awareness in the West Bank & Gaza

FHI 360, Making Cents International, and CHF International

This brief presents ESAF’s activities and results according to three thematic areas:

  1. Formative Research
  2. Client Protection
  3. Consumer Awareness and Financial Literacy
Resource Type: 
Paper

Effective Marketing for Scaling Up Financial Services to Youth: Innovations in Youth Financial Services

The SEEP Network, Enlace, XacBank, XacBank

This toolkit was developed by Enlace and XacBank as part of The SEEP Network’s Innovations in Youth Financial Services Practitioner Learning Program (PLP), in partnership with The MasterCard Foundation. The purpose of this toolkit is to explore key differences in marketing financial services to youth as compared to adults and to provide tools for practitioners looking to scale up their services through marketing. The objective of this toolkit is to help organizations think through how to effectively market to youth in three critical stages—design, implementation, and evaluation—to reach more young clients in different market segments with innovative financial products and services.

Resource Type: 
Toolkit

Savings accounts for young people in developing countries: Trends in practice

Save the Children, New America Foundation

Recently, savings initiatives for young people have been garnering increasing attention within the development community for their perceived potential to promote both youth development and financial inclusion. This paper surveys current practice to better understand the diverse range of youth savings initiatives under way in developing countries, and the actors promoting them in a range of forms for various objectives. It also gathers the little evidence available on the extent to which such savings initiatives are fulfilling their perceived dual development potential.

Resource Type: 
Article

Emerging Perspectives on Youth Savings

Consultative Group to Assist the Poor (CGAP)

This paper examines the role of finance in the lives of low-income youth with a focus on the opportunities and challenges of offering them savings services. The opportunities and challenges presented, from the perspectives of policy makers and financial service providers, are not necessarily all proven, but rather potential or possible. This is because both the state of practice and the body of evidence on youth savings is still emerging. Throughout, we share examples of the progress of experimental work that is ongoing. Youth are primarily adolescents who are 10–19 years old, though some examples use different definitions.

Resource Type: 
Paper

Design For Change: Jeroo Billimoria. Audio Lectures from Social Innovation Conversations

Center for Social Innovation, Stanford Graduate School of Business

In this audio interview with the Stanford Center for Social Innovation, Jeroo Billimoria talks about how her organization, Aflatoun, fosters childrens’ social and financial awareness. She discusses how the organization works with partners, ensures the quality of its curricula around the world, and works to move such curricula into mainstream schools. Billimoria also shares challenges, course corrections, and the organization’s vision for the next five years.

Resource Type: 
Video/Audio

Intentions to Participate in Adolescent Training Programs: Evidence from Uganda

London School of Economics, World Bank Group, University College London

In this paper, the authors analyze factors that contribute or detract from adolescent girls’ intention to participate in training programs in Uganda. The authors focus on BRAC’s Adolescent Development Program, which emphasizes the provision of life skills, entrepreneurship training, and microfinance.

Resource Type: 
Article

Financial Education for Urban Youth: The First Step to Poverty Eradication

Global Learn Asia Pacific

This paper discusses the impact of a workshop titled Finance for Youth: Financial Liberty through Financial Literacy, given under the UNESCO Participation Program for Biennium 2008-2009.The workshop was designed to empower a group of 33 youth from targeted low-income families in Malaysia

Resource Type: 
Paper

The Impact of Financial Crises on Youth Unemployment Rate

University of Tartu

This paper focuses on the extent and persistence of the impact of financial crises on youth (15-24) unemployment rate. It presents empirical estimations on the impact of past financial crises on young workers, as well as investigates the relationship between financial crises and youth unemployment rate by employing fixed effects panel estimation on a large panel of countries (about 70) around the world for the period 1980-2005. Gender specific effects of crises, as well as the “persistence" of the impact of financial crises on young workers is also investigated. Its econometric investigations can be useful to better assess its impact on youth unemployment.

Resource Type: 
Paper

The Role of Hatton National Bank in Creating Access to Financial Services for Youth in Sri Lanka

Hatton National Bank (HNB)

Originally published in 2009 and updated in August 2011, this case study explores the role that Hatton National Bank (HNB), a prominent commercial bank in Sri Lanka, has played in providing financial services in rural areas and to vulnerable populations. HNB focuses on serving the youth through two programs: 1) establishing Student Banking Centres in schools and 2) targeting youth in rural areas in their village microfinance programs to receive both financial and non-financial services.

Resource Type: 
Case Study

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