Saving for Education, Entrepreneurship, and Downpayment (SEED) is a policy, practice, research, communication, and
market development initiative designed to test the efficacy of, and inform policy for, a national system of savings
and asset-building accounts for children and youth in the United States. SEED is implementing and studying
inclusive saving in the form of Child Development Accounts (CDAs), established as early as birth and ideally
lasting across the full life course for all Americans. This summary report on SEED is based on CDA experience
with over 1,171 children and their families in 12 states and communities.