UNCDF and UMUTANGUHA Finance
My name is Jules Ndahayo and I have been the CEO of a Rwandan Credit union network since its inception in 2005, which is now being transformed into a microfinance company called “UMUTANGUHA Finance” (UF Ltd) to better serve its clientele. Over this time, I am proud to have witnessed how our member base grew to 59,000 depositors and 3,200 borrowers, with a strong focus on vulnerable and low income people. Sometimes people ask me where is UCU’s business case for serving youth.